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5 Best Car Loan Refinancing Services

Compare leading auto refinance providers by factors such as loan approval speed, customer reviews, and cost savings.

Last Updated: Jun 2025
1
Most Popular
Most Popular
9.8
EXCEPTIONAL

Auto Approve - Access a trusted network of lenders with a simple and quick application process.

  • New reduced rates – get a quote in minutes

  • Avg. Savings: $1,200 a year

  • Loan amount: $10k-$150k

  • Min FICO: 620

  • Easy online application

  • Read Review

9.8
EXCEPTIONAL
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2
9.4
EXCELLENT

Gravity Lending - Quickest application and loan processing.

  • Loan amounts range from $10,000 to $200,000

  • APR as low as 4.99%

  • Minimum credit score of 640 required

  • Terms ranging from 25 to 84 months

  • Read Review

9.4
EXCELLENT
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3
9.2
EXCELLENT

AUTOPAY connects customers with competitive lenders to refinance auto loans or purchase new vehicles, offering a quick and easy prequalification process with no credit score impact.

  • Loan amounts range from $2,500 to $100,000

  • APR as low as 3.64%

  • Minimum credit score of 600 required

  • Terms ranging from 24 to 84 months

  • Read Review

9.2
EXCELLENT
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Look for car loan refinance providers that offer flexible terms, transparent fees, and personalized customer support to ensure the best refinancing experience.​

4
8.9
VERY GOOD

RateGenius is a nationwide vehicle refinance platform partnered with over 150 lenders, offering auto loan refinancing and lease buyout loans to help customers lower their interest rates and monthly payments.

  • Loan amounts starting at $8,000

  • APR ranging from 4.67% to 23.80%

  • Minimum credit score of 550 required

  • Terms ranging from 24 to 84 months

  • Read Review

8.9
VERY GOOD
Get My Rate
5
8.5
VERY GOOD

RefiJet is a personalized auto refinancing service, offering tailored solutions to help customers lower their monthly car payments and secure better terms on their auto loans.

  • Loans up to $100,000

  • APR starting from 5.29%

  • No service fees

  • Minimum credit score: 550

  • Flexible loan terms from 12 to 72 months

  • Read Review

8.5
VERY GOOD
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