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5 Best Car Refinancing Loan Services

Compare leading auto refinance providers by factors such as loan approval speed, customer reviews, and cost savings.

Last Updated: Jan 2025
1
Most Popular
Most Popular
9.8
EXCEPTIONAL

Gravity Lending - Quickest application and loan processing.

  • Loan amounts range from $10,000 to $200,000

  • APR as low as 4.99%

  • Minimum credit score of 640 required

  • Terms ranging from 25 to 84 months

  • Read Review

9.8
EXCEPTIONAL
Get My Rate
2
9.4
EXCELLENT

Auto Approve - Access a trusted network of lenders with a simple and quick application process.

  • New reduced rates – get a quote in minutes

  • Avg. Savings: $1,200 a year

  • Loan amount: $10k-$150k

  • Min FICO: 620

  • Easy online application

  • Read Review

9.4
EXCELLENT
Get My Rate
833-331-1468
3
9.2
EXCELLENT

AUTOPAY connects customers with competitive lenders to refinance auto loans or purchase new vehicles, offering a quick and easy prequalification process with no credit score impact.

  • Loan amounts range from $2,500 to $100,000

  • APR as low as 3.64%

  • Minimum credit score of 600 required

  • Terms ranging from 24 to 84 months

  • Read Review

9.2
EXCELLENT
Get My Rate

Look for car loan refinance providers that offer flexible terms, transparent fees, and personalized customer support to ensure the best refinancing experience.​

4
8.9
VERY GOOD

RateGenius is a nationwide vehicle refinance platform partnered with over 150 lenders, offering auto loan refinancing and lease buyout loans to help customers lower their interest rates and monthly payments.

  • Loan amounts starting at $8,000

  • APR ranging from 4.67% to 23.80%

  • Minimum credit score of 550 required

  • Terms ranging from 24 to 84 months

  • Read Review

8.9
VERY GOOD
Get My Rate
5
8.5
VERY GOOD

iLending specializes in auto loan refinancing, connecting customers with a network of lenders to secure lower interest rates and monthly payments through a streamlined process.

  • Loan amounts starting at $7,500

  • APR as low as 2.14%

  • Minimum credit score of 560 required

  • Terms ranging from 36 to 84 months

  • Read Review

8.5
VERY GOOD
Get My Rate
Gravity Lending - Quickest application and loan processing.
Our Score
-
9.3 / 10
Gravity Lending - Quickest application and loan processing.