Cookie Policy

COOKIE POLICY

Insightics Vibe LTD

Last Updated: October 19, 2025

This Cookie Policy ("Cookie Policy" or "Policy") applies to the websites, services, and applications operated by or otherwise provided to you by Insightics Vibe LTD ("Insightics Vibe LTD," "we," "us," or "our") (collectively, the "Site/s" or "Services"). By accessing and using the Site, you consent to the use of cookies as described in this Policy.

We expressly reserve the right to modify this Policy from time to time. If there are any material changes to this Cookie Policy, you will be notified via the Site/s or by email. We encourage you to periodically review this page for the latest information on our privacy practices. Your continued use of the Site constitutes your agreement to be bound by such changes to this Policy. Your only remedy, if you do not accept the terms of this Policy, is to discontinue use of the Site or to refuse to accept cookies by using your browser's settings.

This Cookie Policy is an integral part of our Privacy Policy and Terms of Service. Terms and definitions we used and explained in our Privacy Policy will have the same meaning in this Policy.

TABLE OF CONTENTS

  1. What Are Cookies?
  2. What Cookies Are Used When You Access and Use the Site?
  3. How Third Parties Use Cookies on the Site
  4. Your Cookie Options and How to Manage Cookies
  5. Interest-Based Advertising and Behavioral Tracking
  6. Third-Party Cookie Providers
  7. Contact Us

1. WHAT ARE COOKIES?

1.1 Definition

A cookie is a small text file that is stored in your web browser that allows the Site or a third party to recognize you as a visitor (and not as an individual). Cookies might be used for the following purposes:

  1. To enable certain functions
  2. To provide analytics
  3. To store your preferences
  4. To enable ad delivery and behavioral advertising

1.2 Types of Cookies

Session Cookies: A session cookie expires automatically when you close your browser. These cookies are temporary and are deleted once you end your browsing session.

Persistent Cookies: A persistent cookie will remain on your device until it expires or until you delete your cookies from your browser. Expiration dates are set in the cookies themselves; some may expire after a few minutes while others may expire after longer periods (days, months, or even years).

First-Party Cookies: Cookies placed by the website you're visiting are called "first-party cookies." These are set by Insightics Vibe LTD directly.

Third-Party Cookies: Cookies placed by other entities (such as advertising networks, analytics providers, or social media platforms) are called "third-party cookies."

1.3 Related Technologies

Pixel Tags (Web Beacons): Pixel tags (also known as web beacons, clear GIFs, or tracking pixels) are typically transparent graphic images placed on a website. These pixels are used in combination with cookies to:

  • Measure the actions of visitors' journey from the original website via our Site to partners' websites
  • Track interactions on the Site/s
  • Understand referrals to partners from our Site/s
  • Enable retargeting purposes as described in our Privacy Policy
  • Facilitate interest-based advertising

Local Storage: We may also use local storage technologies (such as HTML5 local storage and IndexedDB) to store information on your device. These technologies are similar to cookies but can store larger amounts of data.

Device Fingerprinting: We may collect information about your device (such as device type, operating system, browser version, and screen resolution) to create a unique "fingerprint" that helps us recognize your device.

2. WHAT COOKIES ARE USED WHEN YOU ACCESS AND USE THE SITE?

When you access and/or use the Site or interact with the Services, we or a third party may place a number of cookies in your browser. Some of the cookies will only be used if you use certain features or select certain preferences, and some cookies will be used for longer-term purposes as described in our Privacy Policy.

We also work with and permit certain third parties, including but not limited to advertising networks and website analysis firms, to place cookies on your computer or browser when you click or otherwise interact with content or advertisements that are featured on our communications with you, such as within our email marketing. These third-party cookies and analogous technologies are used to gather information about your activities on our Site and other websites you may visit to serve you with advertisements that are relevant to your interests and preferences while you are on third-party sites.

Some of these third parties participate in the Digital Advertising Alliance (DAA), an industry self-regulatory program to give consumers a better understanding of and greater control over ads that are customized based on their online behavior across different websites. To learn more and make choices about preference-based ads from participating third parties, please visit the DAA website at https://youradchoices.com/.

2.1 Categories of Cookies We Use

Each cookie serves one of the following purposes:

Essential Cookies (Strictly Necessary)

These first-party cookies are necessary for the Site to function properly and cannot be disabled in our systems. They allow users to use essential features of the Site such as:

  • Remaining logged in to your account
  • Processing your funding applications and requests
  • Making secure transactions
  • Accessing secure areas of the Site
  • Remembering items in your shopping cart
  • Enabling basic navigation and functionality

Examples: Session management cookies, authentication cookies, security cookies

Legal Basis: These cookies are necessary for the performance of a contract with you or to take steps at your request before entering into a contract.

Analytics Cookies (Performance Cookies)

These cookies track information about how the Site/s are being used so that we can improve them and report on our performance. We may also use analytics cookies to test new advertisements, pages, or features to see how users react to them. Analytics cookies may either be first-party or third-party cookies.

These cookies help us understand:

  • How visitors navigate through our Site
  • Which pages are most and least popular
  • How much time users spend on each page
  • What content users interact with
  • What errors users encounter
  • Overall traffic patterns and trends

Examples: Google Analytics cookies, Tableau analytics cookies, heat mapping tools

Legal Basis: These cookies are used based on our legitimate interests in understanding how our Site is used and improving our Services.

Preference Cookies (Functionality Cookies)

These first-party cookies store your Site preferences and settings to provide enhanced, personalized features. They remember choices you make (such as your username, language, or the region you are in) and provide enhanced, more personal features.

These cookies help us:

  • Remember your language and regional preferences
  • Store your communication preferences
  • Retain your form data across sessions
  • Customize content based on your preferences
  • Remember accessibility settings

Examples: Language preference cookies, region preference cookies, form autofill cookies

Legal Basis: These cookies are used based on your consent or our legitimate interest in providing you with a better user experience.

Advertising Cookies (Targeting/Marketing Cookies)

These third-party cookies (also known as "behavioral" or "targeted" advertising cookies) are placed by advertising platforms or networks in order to:

  • Deliver ads and track ad performance
  • Enable advertising networks to deliver ads that may be relevant to you based on your activities
  • Limit the number of times you see an advertisement
  • Measure the effectiveness of advertising campaigns
  • Build a profile of your interests
  • Serve you relevant advertisements on other websites

Examples: Google Ads cookies, Facebook Pixel, TikTok Pixel, LinkedIn Insight Tag

Legal Basis: These cookies are used based on your consent (where required by law).

Social Media Cookies

These cookies are set by social media platforms (such as Facebook, Twitter/X, LinkedIn, TikTok) and enable you to share content from our Site on social media. These platforms may also use these cookies to track your browsing activity across the internet to build a profile of your interests and show you relevant advertisements on their platforms.

Examples: Facebook cookies, Twitter/X cookies, LinkedIn cookies, TikTok cookies

Legal Basis: These cookies are used based on your consent (where required by law).

3. HOW THIRD PARTIES USE COOKIES ON THE SITE

Third-party entities like analytics providers, third-party vendors, and advertising networks generally use cookies to collect information about users on an anonymous or pseudonymous basis. They may use that information to:

  • Better understand users' activities on the Site and other websites
  • Deliver more relevant advertisements
  • Measure advertising campaign performance
  • Provide analytics and insights about user behavior
  • Enable cross-device tracking
  • Create audience segments for targeted advertising

These third parties have their own privacy policies and cookie policies, which govern their use of your information. We encourage you to review their policies to understand how they collect and use your data.

3.1 Data Sharing with Third Parties

When you use our Site, information collected through cookies may be shared with:

  • Advertising platforms (Google, Facebook, TikTok, LinkedIn, Twitter/X)
  • Analytics providers (Google Analytics, Tableau)
  • Marketing automation platforms
  • Customer relationship management (CRM) platforms
  • Lenders and funding partners (when you submit an application)
  • Service providers that help us operate our Site

For more information about how we share your information, please see our Privacy Policy.

4. YOUR COOKIE OPTIONS AND HOW TO MANAGE COOKIES

4.1 Cookie Consent and Preferences

When you first visit our Site, you will see a cookie banner asking for your consent to use certain types of cookies. You can:

  • Accept all cookies: This allows all cookies to be set
  • Reject non-essential cookies: This blocks all cookies except essential cookies
  • Customize your preferences: This allows you to choose which categories of cookies to accept or reject

You can change your cookie preferences at any time by clicking the "Cookie Preferences" or "Manage Cookies" link at the bottom of our website.

4.2 Browser Settings

If you don't like the idea of cookies or certain types of cookies, you can change your browser's settings to delete cookies that have already been set and not accept new cookies. To learn more about how to do this, visit the help pages of your browser:

Please note: If you delete cookies or do not accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.

4.3 How to Disable Cookies Using Your Browser

Google Chrome

  1. Click the three-dot menu icon in the top-right corner
  2. Select Settings
  3. Click Privacy and security in the left sidebar
  4. Click Cookies and other site data
  5. Select your preferred cookie setting:
    • Allow all cookies
    • Block third-party cookies in Incognito
    • Block third-party cookies
    • Block all cookies (not recommended)

Mozilla Firefox

  1. Click the three-line menu icon in the top-right corner
  2. Select Settings
  3. Click Privacy & Security in the left sidebar
  4. Under Enhanced Tracking Protection, select:
    • Standard (blocks known trackers in Private Windows)
    • Strict (blocks more trackers, cookies, and other content)
    • Custom (choose what to block)
  5. Under Cookies and Site Data, you can manage cookies and clear data

Microsoft Edge

  1. Click the three-dot menu icon in the top-right corner
  2. Select Settings
  3. Click Cookies and site permissions
  4. Click Manage and delete cookies and site data
  5. Toggle Block third-party cookies on or off
  6. You can also add sites to allow or block cookies

Safari (macOS)

  1. Click Safari in the menu bar
  2. Select Preferences (or Settings on newer versions)
  3. Click the Privacy tab
  4. Check or uncheck Block all cookies
  5. You can also select Manage Website Data to remove specific cookies

Safari (iOS)

  1. Open the Settings app
  2. Scroll down and tap Safari
  3. Under Privacy & Security, toggle Block All Cookies on or off
  4. Toggle Prevent Cross-Site Tracking on or off

Opera

  1. Click the Opera menu icon
  2. Go to Settings
  3. Click Privacy & Security in the left sidebar
  4. Under Cookies, select:
    • Allow all cookies
    • Block third-party cookies
    • Block all cookies

4.4 Third-Party Opt-Out Tools

You may also opt-out of third-party cookies by following the instructions provided by each third party in its privacy policy, or by using the following industry opt-out tools:

Note: Opting out of advertising cookies does not mean you will no longer see ads. It means the ads you see will not be tailored to your interests based on your browsing behavior.

4.5 Do Not Track Signals

Some web browsers offer a "Do Not Track" (DNT) signal that can be set to indicate that you do not wish to be tracked. At this time, our Site does not respond to DNT signals. However, you can use the cookie management tools described above to control tracking.

4.6 Mobile Device Settings

If you access our Site through a mobile device, you can control cookies and tracking through your device settings:

iOS Devices:

  • Go to Settings > Privacy > Tracking
  • Toggle Allow Apps to Request to Track off

Android Devices:

  • Go to Settings > Google > Ads
  • Toggle Opt out of Ads Personalization on

5. INTEREST-BASED ADVERTISING AND BEHAVIORAL TRACKING

5.1 What is Interest-Based Advertising?

Interest-based advertising (also called online behavioral advertising or targeted advertising) is advertising that is tailored to your interests based on your browsing activity across websites over time. This type of advertising uses information collected through cookies and similar technologies to deliver ads that are more relevant to you.

5.2 How We Use Interest-Based Advertising

We work with third-party advertising networks and platforms to deliver interest-based advertising to you on our Site and on other websites. These third parties may collect information about your online activities over time and across different websites to provide you with relevant advertisements.

The types of information collected for interest-based advertising may include:

  • Pages you visit on our Site
  • Content you view or interact with
  • Ads you click on
  • Searches you conduct
  • Products or services you view
  • Your general geographic location (based on IP address)

5.3 Cross-Device Tracking

Some advertising partners may use cross-device tracking to recognize you across multiple devices (such as your smartphone, tablet, and computer). This allows them to deliver consistent advertising experiences across your devices.

5.4 Opting Out of Interest-Based Advertising

If you do not want to receive interest-based advertising, you can opt out using the tools mentioned in Section 4.4 above. Please note that:

  • Opting out does not mean you will stop seeing ads; you will still see generic ads
  • You must opt out on each browser and device you use
  • If you clear your cookies, you may need to opt out again
  • Opting out on one platform (e.g., Google) does not opt you out of other platforms (e.g., Facebook)

5.5 California Privacy Rights

If you are a California resident, you have the right to opt out of the "sale" or "sharing" of your personal information under the California Consumer Privacy Act (CCPA). For more information, please see our Privacy Policy or click the "Do Not Sell or Share My Personal Information" link at the bottom of our website.

6. THIRD-PARTY COOKIE PROVIDERS

We work with various third-party service providers who may set cookies on our Site. Below is a list of the main third-party providers we work with, along with links to their privacy policies and opt-out instructions.

6.1 Analytics and Performance

Google Analytics

We use Google Analytics, a web analytics service provided by Google LLC (1600 Amphitheatre Parkway, Mountain View, CA 94043, USA), to analyze how users interact with our Site. Google Analytics uses cookies to collect information such as page views, time on site, bounce rate, and traffic sources.

Tableau

We use Tableau Software, LLC (1621 N 34th Street, Seattle, WA 98103, USA) for data visualization and business intelligence to analyze user behavior and improve our Services.

6.2 Advertising and Marketing

Google Ads and DoubleClick

We use Google Ads (formerly Google AdWords) and DoubleClick, advertising services provided by Google LLC, to deliver targeted advertisements and measure the effectiveness of our ad campaigns.

Meta/Facebook Pixel

We use Facebook Pixel, a service provided by Meta Platforms, Inc. (1 Meta Way, Menlo Park, CA 94025, USA), to measure the effectiveness of our Facebook advertising, build targeted audiences, and track conversions.

TikTok Pixel

We use TikTok Pixel, a service provided by TikTok Pte. Ltd. (5800 Bristol Parkway, Suite 100, Culver City, CA 90230, USA), to measure ad performance, optimize ad campaigns, and build custom audiences.

LinkedIn Insight Tag

We use LinkedIn Insight Tag, a service provided by LinkedIn Corporation (1000 W. Maude Avenue, Sunnyvale, CA 94085, USA), to track conversions, retarget website visitors, and gain insights into LinkedIn ad campaigns.

X (formerly Twitter) Conversion Tracking

We use conversion and tracking services provided by X Corp. (1355 Market Street #900, San Francisco, CA 94103, USA) to present interest-based advertisements and track the effectiveness of our ad campaigns on X.

Microsoft Advertising (Bing Ads)

We use Microsoft Advertising, a service provided by Microsoft Corporation (One Microsoft Way, Redmond, WA 98052, USA), to deliver targeted ads and track conversions from Bing and Microsoft search networks.

6.3 Social Media Platforms

Facebook Connect

We may use Facebook Connect to allow you to log in to our Site using your Facebook credentials and to share content on Facebook.

Twitter/X Integration

We may include Twitter/X buttons and widgets that allow you to share content on Twitter/X.

LinkedIn Integration

We may include LinkedIn buttons and widgets that allow you to share content on LinkedIn.

6.4 Customer Support and Communication

Intercom / LiveChat / Zendesk

We may use customer support tools like Intercom, LiveChat, or Zendesk to provide customer service through live chat on our Site. These services may use cookies to recognize returning visitors and maintain chat history.

6.5 Content Delivery and Optimization

Vercel

We use Vercel Inc. (440 N Barranca Ave #4133, Covina, CA 91723, USA) for web hosting, content delivery, and performance optimization. Vercel may use cookies for analytics, performance monitoring, and to provide core functionality of our Site.

6.6 Other Third-Party Services

Amazon Web Services (AWS)

We use AWS (410 Terry Avenue North, Seattle, WA 98109, USA) for cloud hosting and data storage.

PostHog

We use PostHog Inc. (2261 Market Street #4008, San Francisco, CA 94114, USA) for product analytics, session recording, feature flags, and user behavior analysis to understand how users interact with our Site and improve our Services. PostHog is an open-source analytics platform that helps us track user events, analyze funnels, and optimize user experience.

6.7 List of Third-Party Platforms with Access to Information

The following third parties may have access to information through cookies and tracking technologies on our Site or through our partners' sites:

7. CONTACT US

If you have any questions, concerns, or comments about this Cookie Policy or our use of cookies, please contact us:

Insightics Vibe LTD
Attention: Privacy Department

Email: info@carloansreviews.com
Website: CarLoans

For privacy-related inquiries or to exercise your privacy rights, please email us at info@carloansreviews.com.

ACKNOWLEDGMENT

By continuing to use our Site after reading this Cookie Policy, you acknowledge that you understand how we use cookies and similar technologies. You can manage your cookie preferences at any time through your browser settings or our Cookie Preference Center.

Copyright © 2025 Insightics Vibe LTD. All Rights Reserved.

By using our content, products, and services, you agree to our Terms of Service and Privacy Policy.

This Cookie Policy is effective as of October 19, 2025.