5 Best Boat Loan Refinancing Providers
Compare the top options for refinancing your Boat. Get a better rate / skip a payment.
LendingTree connects borrowers to a vast network of lenders, making it easy to compare loan offers and find your best rates for auto loans or refinancing.
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Loan amounts range from $5,000 to $100,000
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Compare multiple lenders in one place
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Terms and Conditions apply - NMLS# 1136
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Auto Approve - Access a trusted network of lenders with a simple and quick application process.
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New reduced rates – get a quote in minutes
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Avg. Savings: $1,200 a year
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Loan amount: $10k-$150k
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Min FICO: 620
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Easy online application
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Gravity Lending - Quickest application and loan processing.
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Loan amounts range from $10,000 to $200,000
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APR as low as 4.99%
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Minimum credit score of 680 required
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Terms ranging from 25 to 84 months
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Look for car loan refinance providers that offer flexible terms, transparent fees, and personalized customer support to ensure the best refinancing experience.

AUTOPAY connects customers with competitive lenders to refinance auto loans or purchase new vehicles, offering a quick and easy prequalification process with no credit score impact.
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Loan amounts range from $2,500 to $100,000
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APR as low as 3.64%
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Minimum credit score of 600 required
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Terms ranging from 24 to 84 months
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RateGenius is a nationwide vehicle refinance platform partnered with over 150 lenders, offering auto loan refinancing and lease buyout loans to help customers lower their interest rates and monthly payments.
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Loan amounts starting at $8,000
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APR ranging from 4.67% to 23.80%
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Minimum credit score of 550 required
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Terms ranging from 24 to 84 months
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Quick & easy prequalification process
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Vast network: over 220 bank & credit unions
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APR as low as 3.64%
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Minimum Credit Score: 600
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Loan amounts: $2,500 - $100,000
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Loan Terms: 24 to 84 months
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Quickest application & loan processing
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No origination fee from Gravity
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APR as low as 4.99%
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Minimum credit score: 680
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Loan amounts: $10,000 - $200,000
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Loan terms: 25 - 84 months
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Nationwide platform with over 150 lenders
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Funding as quickly as 24-48 hours
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APR as low as 4.67%
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Minimum credit score: 550
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Loan amounts: $8,000 - $150,000
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Loan terms: 24 to 84 months
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Vast network of lenders, easy to compare loan offers
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Accept any vehicle age & mileage
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APR as low as 5.03%
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Minimum Credit Score: 500
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Loan amounts: $5,000 - $100,000
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