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7 Lowest Auto Loan Refinance Rates

Compare leading auto refinance providers by factors such as loan approval speed, customer reviews, and cost savings.

Last Updated: May 2026
1
Most Popular
Most Popular
9.8
EXCEPTIONAL

Quick & free prequalification process

  • Save on average $1,200 a year

  • Delay your payment for up to 90 days

  • Top rated customer service

  • Minimum credit score: 620

  • Read Review

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2
9.4
EXCELLENT

Simple and quick application process

  • Delay your loan payment for up to 90 days

  • APR as low as 4.44%

  • Minimum credit score: 620

  • Read Review

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833-331-1468
3
9.2
EXCELLENT

Nationwide platform with over 150 lenders

  • APR as low as 4.67%

  • Loan amounts: $8,000 - $150,000

  • Minimum credit score: 620

  • Read Review

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Look for car loan refinance providers that offer flexible terms, transparent fees, and personalized customer support to ensure the best refinancing experience.​

4
8.9
VERY GOOD

Fast, smart lending with tailored financial solutions

  • Save an average of $150 per month – that's $1,800 a year

  • No fees for service

  • Minimum credit score: 620

  • Read Review

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5
8.5
VERY GOOD

Quickest application & loan processing

  • APR as low as 4.99%

  • No origination fee

  • Loan amounts: $10,000 - $200,000

  • Read Review

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