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5 Best Car Loan Refinancing Providers

Compare leading auto refinance providers by factors such as loan approval speed, customer reviews, and cost savings.

Last Updated: Jul 2025

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Most Popular

9.8

EXCEPTIONAL

AUTOPAY connects customers with competitive lenders to refinance auto loans or purchase new vehicles, offering a quick and easy prequalification process with no credit score impact.

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Loan amounts range from $2,500 to $100,000
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APR as low as 3.64%
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Minimum credit score of 600 required
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Terms ranging from 24 to 84 months
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Gravity Lending - Quickest application and loan processing.

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Loan amounts range from $10,000 to $200,000
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APR as low as 4.99%
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Minimum credit score of 680 required
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Terms ranging from 25 to 84 months
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Auto Approve - Access a trusted network of lenders with a simple and quick application process.

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New reduced rates – get a quote in minutes
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Avg. Savings: $1,200 a year
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Loan amount: $10k-$150k
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Min FICO: 620
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Easy online application
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9.2

EXCELLENT

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Look for car loan refinance providers that offer flexible terms, transparent fees, and personalized customer support to ensure the best refinancing experience.

8.9

VERY GOOD

RateGenius is a nationwide vehicle refinance platform partnered with over 150 lenders, offering auto loan refinancing and lease buyout loans to help customers lower their interest rates and monthly payments.